Hello!
It’s my pleasure to present Financial Markets: Commercial Banks:
👉https://www.udemy.com/course/financial-markets-commercial-banks/?couponCode=B4FF6CFB39D35DD69B77
This lecture is part of my full course Financial Markets – From Basics to Advanced (link below), designed for learners who want a clear, focused introduction:
Many students who started with this batch of lectures shared similar feedback. They said the material was understandable and explained well, even when the concepts initially felt challenging. They also appreciated the interesting real-world examples and practical knowledge provided in the lectures, especially how the topics were linked to what was happening at the time. For many learners, seeing others gain clarity and confidence from these lectures made the decision simple—if it worked for them, it’s worth trying too.
In this batch, we focus on commercial banks and how they operate in the financial system. You’ll learn about bank sources of funds, including deposit accounts, borrowed funds, and long-term financing through bonds and capital. We also break down the different types of deposits, from transaction and savings accounts to negotiable CDs and money market accounts, and explain how banks manage borrowing from the central bank and through repurchase agreements.
We’ll also cover the key risks banks face, including liquidity, interest rate, credit, market, and exchange rate risks. You’ll see how these risks affect day-to-day operations and why banks carefully manage their balance sheets.
Finally, we examine the factors that influence bank cash flows, such as economic growth, interest rates, industry conditions, and management decisions. Understanding these elements is crucial for anyone wanting to see how commercial banks drive financial markets and the broader economy.
Many learners have told me that mastering these concepts gave them confidence in understanding banks’ roles in finance. If others with no prior experience can gain clarity from these lectures, you can too.
I am excited to see you grow and succeed!
Best Regards,
Eric Kang
Your Financial Markets Instructor
